Western Piedmont Council of Governments supports both individuals and member governments by assisting with grant application and administration. For individual homeowners, the department helps secure loans and funding to finance urgent housing repairs and rehabilitation. For local governments, we facilitate access to grants aimed at housing, infrastructure improvements, and broader economic development initiatives. Through these services, the department plays a vital role in enhancing community well-being and regional growth.

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Major Funding Sources:

Individual/Homeowner Assistance

For more information, contact:

Catawba: Laurie Powell at 828-485-4249, laurie.powell@wpcog.org

Alexander, Burke and Caldwell: Lisa Acuff at 828-485-4262, lisa.acuff@wpcog.org

• Urgent Repair Program (URP) - Funding provided by the NC Housing Finance Agency (NCHFA)

  • Corrects housing conditions that threaten the life or safety of low-income (up to 50% of the statewide median income) homeowners who own the home as their primary residence/life estate with special needs: elderly (62+), veteran, receiving SSI disability, single parent with children under 18, or family of 5. Examples of emergency repairs include replacing roofs, providing ramps, and making accessibility modifications.  Each county currently has a waiting list.

• Essential Single-Family Rehabilitation Loan Program (ESFRLP) - Funding provided by the NC Housing Finance Agency (NCHFA)

  • Makes major repairs to housing units owned and occupied by homeowners with an income of less than 80% of median income (low to moderate income) with one or more elderly and/or disabled full-time household members or veteran households through a deferred loan program held by a lien against the property by NCHFA. Property taxes need to be current. This program may address roofs, HVAC, floors, windows, plumbing, electrical, and other carpentry work. Each county currently has a waiting list.